Scam Using Capital One?

Just received a phone call using an IVR:

This is a phone call from the Capital One Fraud Department. If this is Melissa Kenney, please press 1.

No option for an operator. So I go ahead and press 1.

Thank you. For verification purposes, please enter the last four digits of your Social Security Number. For instance, if your number is…

Click.

Folks, if someone is asking for any part of your SSN, that’s a scam. If it’s legitimate, they are going to contact you and approach you with information (e.g. Mrs. Kenney, we discovered a $444.44 charge in Geneva, and we wanted to make sure you didn’t charge this to your account).

Morons. Clever morons, but morons nonetheless.

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